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credit card for loan

Did you know that with an O3 credit card, you can enjoy loans of up to 2 million Naira for both personal and business needs? Not so many Nigerians know that a credit card is an easy way to get loans, that’s why in this article, we help you understand how to acquire and use a credit card for loans.

How Can I Use a Credit Card For Loans?
A credit card gives you access to loans within a specific cash limit that has been set. This loan is called “credit balance” and can only be spent through your credit card. A credit card saves you the need to specially apply for a loan at a bank or any financial institution. Once you have applied and received a credit card you continuously have access to “credit”, because as long as you repay a minimum amount by specifically fixed dates, then the loan amount available in your credit card will be replenished.

Can I Get a Credit Card For Loans in Nigeria?
In Nigeria, most credit cards are issued by banks to customers who request, however, this can be very difficult to obtain. The good news is that this problem has been solved by O3 Cards, the first non-bank credit card issuer in Nigeria. This means you can get an O3 credit card irrespective of what bank you use.

How Do I Get an O3 Credit Card For Loans?
To get an O3 credit card, you need to meet the following criteria:

- Between 21 – 55 years of age

- Resident in Nigeria

- A salary earner with at least a gross monthly salary of ₦200, 000 or an Entrepreneur with a 6 month average turnover of ₦200, 000.

Once you are eligible, you can apply online and within 24 hours, your application will be reviewed, approved and your credit card will be delivered to you.

What is the Best Credit Card For Loans in Nigeria?
O3 cards are currently the only Nigerian credit card for loans that can be enjoyed by anyone no matter which bank they use, making it the best choice for anyone. O3 cards offer various consumer loans whether for business or personal expenses using a credit card as its delivery channel.

O3 credit card is accepted at almost all ATMs, POS and electronic payment points nationwide so that you can conveniently enjoy your funds anywhere you find yourself in Nigeria.

Enjoy stress-free loans on your O3 credit card. Start today – visit

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